A new Holiday Property Bond home in Northern Ireland

Northern Ireland

New to HPB, anyway. In fact Ballylinny Cottages are an already extant collection of nine pretty holiday cottages, of various sizes and configurations, plus two apartments. The properties are in good shape – which means that with just a sprinkling of HPB’s magic dust the site can be open for holidaymakers by summer 2024.

The location is stunning. A dramatic coastline, rolling hills, green, green pastures (not for nothing is Ireland called the Emerald Isle), small fields bordered by ancient hedgerows, sheep, cows and horses contentedly grazing… it is about as bucolic as it gets.

Meanwhile, nearby attractions abound: from the Old Bushmills Distillery a couple of miles inland, to the Dark Hedges (an eerily beautiful half-mile avenue of beech trees along the Bregagh Road, featured in Game of Thrones), to the ruined coastal castles of Dunluce and Dunseverick, to the Carrick-a-rede Rope Bridge 100 feet above the Atlantic Ocean, from which you can spot all manner of soaring seabirds as well as basking sharks and dolphins, to the beaches (and golf courses) of Portrush and Portstewart, and many more.

And the undoubted star of the show: the Giant’s Causeway – a geological marvel and a UNESCO World Heritage Site, just a half-mile away.

About HPB
The Holiday Property Bond is a single-premium, whole-of-life assurance bond, which gives its members (“Bondholders”) the right to holiday rent-free in a growing portfolio of holiday sites in Britain and Europe, for the duration of their membership.

The Bond’s acquisition of Ballylinny Cottages means HPB now has a presence in every corner of the United Kingdom – as well as holiday homes in many of Europe’s loveliest locations.

An initial payment from £5,000 and a quarterly fee of just over £37 (that is around £150 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year, and for a studio is around £360 a week and £540 for a two bedroom property. Larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances) but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.

This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies. 

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