From a restored mansion in the Scottish Highlands to a stylish villa in Southern Spain, becoming an HPB Bondholder allows you to enjoy wonderful holidays all over Europe. With over 1,500 superb holiday homes in 32 locations, it is easy to enjoy fantastic holidays year after year – whether you are holidaying on your own, as a couple or bringing the whole family!
In fact, the Smith family (all three generations of them), have enjoyed decades of wonderful holidays, celebrating birthdays, anniversaries and special occasions at Bond sites, near and far. But it took a while for Alwyn and Irene to take full advantage of HPB’s extensive portfolio of properties…
“Golf fanatic,” sighs Irene. “My husband Alwyn is fanatical about golf! After becoming Bondholders in 1991, I became a golf widow as, for the next ten years, our annual holiday was spent at Barnham Broom Golf and Country Club in Norfolk. He was in his element; there were two championship courses and no shortage of willing partners, usually local people who he met each year. The highlight, however, was playing with the late Peter Walker, well-known cricketer and broadcaster, and fellow Bondholder. Actually, I was in my element too, for while the boys were knocking balls about, I was enjoying the club gym and pool, often with friends who we invited along. Not so bad after all!”
The couple also made use of the Points-free weeks and it was while they were enjoying a break at Tigh Mor Trossachs in Perthshire that they decided it was time to top-up their Bond.
“We love celebrating birthdays, anniversaries and special occasions,” she continues, “especially with our two daughters and their families. And where better to do it, we thought, than at a wonderful Bond site!”
Celebrating in style
And so the family holidayed together at various Bond sites in the UK and abroad as often as they could, and this summer they paid their third visit to Villa Margarita at Javea in southern Spain, for an extra special triple celebration.
“Our eldest daughter Ruth and her partner Adrian, her younger sister Rachel and husband Mike and their children, 23 year old Zara and 21 year old Jack joined us for an absolutely superb week,” says Irene, “celebrating Alwyn’s 78th birthday, then our Emerald Anniversary followed by Rachel and Mike’s 26th Wedding Anniversary. Because the villa is so spacious it’s perfect for family groups like ours, with a large terrace and lovely private swimming pool.
It’s in a lovely position, close to the beach with access to plenty of bars and restaurants. We spent a lot of time around the outside dining table eating, drinking and playing games, and thanks to Audrey, the HPB site manager’s recommendation, we enjoyed a superb meal to celebrate us all being together. Definitely a holiday to remember, although we do seem to say this every time we take an HPB holiday!”
New favourite sites
“Alwyn doesn’t play much golf anymore,” continues Irene, “so I’m no longer a golf widow, but we’re never short of something to do and somewhere else to go as there are so many interesting Bond locations. One of our favourites is Tigh Mor Trossachs in Perthshire, but really we love all the sites – they are all so different. One thing we really appreciate are the marvellous site managers who apart from their local knowledge, magically sort out any problems.”
What about the future
Irene laughs, “I’ve noticed on our booking page that next year the family have commandeered some of the Holiday Points for Stigliano and Henllys, and the following year it’s Rocha Brava! We don’t mind though, because as we’re retired we can take advantage of Points-free holidays any time we want. That’s why HPB is so amazing, it’s truly an investment in holidays that the whole family can enjoy, and long may it continue!”
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Exclusive holidays for a lifetime:
An initial payment from £5,000 and a quarterly fee of under £38 (that is around £150 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year, and for a studio is around £360 a week and £540 for a two bedroom property. Larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances) but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.
This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.
