The easy, no-pressure way to discover HPB
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The Holiday Property Bond offers exclusive access to over 1,400 holiday properties to its 42,000 investors across more than 30 locations. You can read below about how easy it is to discover the Bond in person, but first a brief explanation about the Holiday Property Bond.
A. How can I holiday better?
Invest from £5,000 in the Holiday Property Bond for exclusive access to a portfolio of over 1,400 top quality villas, cottages and apartments in over 30 locations across the UK and Europe. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. For a studio for two the charge averages about £300 a week, for a two bedroom property sleeping up to six around £460 a week. And there are larger properties available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee of just over £30 – that is around £125 a year.
B. Will there be more properties in
As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.
C. How long can I holiday with HPB?
For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% and other overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.
Discover it for yourselfThe best way to get a feel for the high standard of holidays that you could enjoy as a Bondholder is to book a private tour of one of our properties. Held at HPB locations around the UK, these give you the chance to get under the skin of the Bond, take a tour of the properties and try the facilities for yourself – with no pressure!
Our representatives will be on hand to answer any questions you may have – a line you may have read before – after all, isn’t that what they all say?
So what makes the Holiday Property Bond different? Let’s allow UK sales manager Sharon Brown to explain:
“My sales colleagues and I all have the same approach,” says Sharon. “I can guarantee that none of us believe in the ‘hard sell’. We explain the Bond in as much detail as clients are ready to take in, but with absolutely no pressure; and leave clients to decide for themselves whether HPB is right for them.”
The Bond’s sales strategy from its inception. And here’s one letter we received from Mr and Mrs Atkinson, who were clearly pleasantly surprised by HPB’s straightforward, no-nonsense approach:
“I would just like to let you know how delighted we were with the professionalism of representative Gary Brown – no relation. Gary visited us at our home and went through everything fully. He went above and beyond, answering every question and going over things we needed clarification on. His knowledge, patience and customer service were excellent.
It is not often you get someone who is prepared to take as much time as it takes to go through everything and answer as many queries without trying to fob us off. At no time did we feel under any pressure or obligation.
We, as a society, are very quick to complain about things and I feel we should be just as quick to acknowledge and compliment people who go above and beyond.”
“As it happens, Susannah and Richard went on to invest,” says Sharon, “and we’re delighted to welcome them to the Bondholder family. But I would have been just as happy if they hadn’t. Okay: not quite as happy! But for myself and my colleagues, our overriding concern is that we explain the Bond properly and allow people to make informed decisions.”
All of the Holiday Property Bond’s representatives are subject to Financial Conduct Authority regulations – and it’s surely testament to the Bond’s probity and transparency that many are Bondholders in their own right: people who, having discovered the Bond for themselves, feel totally comfortable introducing and explaining HPB to others.
“I am immensely proud to be UK sales manager,” says Sharon, “and that’s mainly because of the quality of my team, nationwide. We all of us work hard, and we’re happy to meet potential Bondholders as many times as they want to meet us: at HPB sites, at the Exhibitions we hold at local hotels, and at home appointments. And it’s fascinating: every potential Bondholder’s story is different.
You can enjoy a lifetime of holidays too
This advertisement is issued by HPB Management Limited (HPBM) registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is HSBC Trustee (C.I.) Limited registered at HSBC House, Esplanade, St Helier, Jersey, JE1 1GT. The Securities Manager is Stanhope Capital LLP of 35 Portman Square, London, W1H 6LR.
HPBM promotes only HPB and is not
independent of HPBA. Holders of policies issued by HPBA will not be protected
by the Financial Services Compensation Scheme if the company becomes unable to
meet its liabilities to them but Isle of Man compensation arrangements apply to
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